Welcome to Sierra Mortgage Southwest!
      a division of GSB Mortgage Inc.
     
                          

At Sierra Mortgage Southwest we provide mortgage loans for existing and new construction.  Our services are not only provided in El Paso, but also in Horizon, Las Cruces, La Union, Santa Teresa,  and other neighboring cities in the New Mexico area. We specialize in the following Home Loan Mortgage Programs 


  • Conventional - Offered by non-government sponsored lenders
  • VA - Government loan for Veteran's
  • FHA - Government loan
  • FHA 203 (k) Program - Allows a current or potential homeowner to remodel or make repairs  
  • USDA Program - Loan created for rural areas    
  • HomePath Program (Brand New!) - Designed to aid houses in foreclosure  (**No appraisal needed**)
  • Harp Program - Intended by Fannie Mae to assist homeowner’s in refinances, even if more is owed than the current value (**No appraisal needed**)
  • Conforming - Meet criteria set by Fannie Mae and Freddie Mac on conventional loan limits
  • Jumbo - Exceeds maximum loan amounts set by both Fannie Mae and Freddie Mac on conventional loan limits
  • Fixed Rate Mortgages - Interest rate will remain the same throughout the life of the loan
  • Cash-Out Loans (Home Equity) - Qualified borrowers receive cash back on a refinanced property 
  • Want to get pre-approved? Click here for your Basic Needs List!
     

 

Let us be part of your home financing process...
 Call us today or apply online!

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Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.

 
 
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