Welcome to Sierra Mortgage Southwest!
      a division of GSB Mortgage Inc.     
                          

At Sierra Mortgage Southwest we provide mortgage loans for existing and new construction.  Our services are not only provided in El Paso, but also in Horizon, Las Cruces, La Union, Santa Teresa,  and other neighboring cities in the New Mexico area. We specialize in the following Home Loan Mortgage Programs:  

• Conventional - Offered by non-government sponsored lenders
• VA - Government loan for Veteran's
• FHA - Government loan
• FHA 203 (k) Program - Allows a current or potential homeowner to remodel or make repairs  
• USDA Program - Loan created for rural areas  
• Bi-National Program (New!) - A unique option for bi-national home buyers with solid financial backgrounds who maintain financial assets and interests, both in and out of the U.S. (Buyers must have a legal status in the U.S.)
•  Corporate and Individual Professionals Program (New!) - An exclusive solution for home buyers with solid financial backgrounds who have difficulty meeting the documentation requirements for a conventional mortgage. HomePath Program (Brand New!) - Designed to aid houses in foreclosure  (**No appraisal needed**)
• Harp Program - Intended by Fannie Mae to assist homeowner’s in refinances, even if more is owed than the current value (**No appraisal needed**)
• Conforming - Meet criteria set by Fannie Mae and Freddie Mac on conventional loan limits
• Jumbo - Exceeds maximum loan amounts set by both Fannie Mae and Freddie Mac on conventional loan limits
• Fixed Rate Mortgages - Interest rate will remain the same throughout the life of the loan
• Cash-Out Loans (Home Equity) - Qualified borrowers receive cash back on a refinanced property 
  
• Want to get pre-approved? Click here for your Basic Needs List!